BAI Webinar

Current regulatory examination expectations for lending personnel

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RECORDED: April 7, 2022
TIME: 1:00 - 2:00 PM CT

This webinar will highlight the current credit KPI's for community banks, regulatory examination expectations and the most recent Matters Requiring Board Attention. Additionally, expectations for the minimum level of information needed in a credit memorandum and Directors Board packages will be covered.

Merrill Reynolds, founder, Reynolds Williams Group, will discuss the credit environment that we are experiencing and share some critical risk management expectations. Please join us for 60 minutes, including Q&A.

Designed for lenders, credit administration professionals, management, and Board Members.

Discussion will include:

  • Current performance for community banks
  • Current regulatory outlook
  • 2022 threats & vulnerabilities
  • Matters Requiring Board Attention
  • 2022 challenges
  • Credit underwriting – critical elements
  • Portfolio risk management

This webinar has been approved for 1.25 CERP and CRCM credits.


Merrill J. Reynolds, Jr.
Reynolds Williams Group

A graduate of Southern Methodist University and The Southwestern Graduate School of Banking, Merrill Reynolds began his career as a bank examiner with the Federal Reserve Bank of Dallas. A 40+ year banking veteran, he has worked for both community and multi-bank holding companies in various lending and managerial capacities. Prior to beginning his consulting career, Merrill served as Senior Vice President and Business Banking Manager for Wells Fargo, N.A. in New Braunfels, Texas.

Merrill founded Reynolds Williams Group in 1999 as a consulting firm designed to provide services to financial institutions, credit unions and farm credit banks nationwide. Reynolds Williams Group serves clients of all sizes, from small community banks to large regional banks, offering credit-related assistance in many areas of banking, including loan review and due diligence, credit related training, policy development, management and efficiency studies, and assistance in complying with regulatory directives.

Merrill serves as an instructor for multiple state and national banking organizations and was instrumental in the design of the only accredited certification course for loan review professionals. He has been a lead instructor for BAI, has served as a faculty member of The Southwestern Graduate School of Banking for 20 years and is a regular speaker for The Assembly for Bank Directors, state banking associations and numerous national conferences and seminars. He is currently participating on a national Task Force on bank director mitigation of personal liability and reputational risk.