BAI Executive Report
Keeping pace with the payments evolution
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In our July BAI Executive Report: Keeping pace with the payments evolution, we hear from banking thought leaders who examine the consumer habits urging ever faster adoption of the new ways we all transact daily.
But we slow down, too, to listen intently to your very real concerns about the costs, interoperability and technological challenges that are holding back segments of our industry from a full embrace of the leading payments rails that define modern banking to date.
Articles in this report include:
Speedy payments platforms are a 'must have.' Yet it’s not just cost holding back some banks
A U.S. Faster Payments Council/Volante survey flags the biggest adoption concerns among banking executives and examines potential solutions, plus a diligent timeline to resolve the issues.
A payments market first between a credit union and a top 4 U.S. bank
These aren't typical URL-based QR codes, and they could be the next fast, secure way to move money in the U.S.
Navigating FedNow and RTP differences for optimal payment strategies
Choosing the right network involves managerial, transactional, liquidity and fraud-mitigation considerations.
Gen Z isn't killing cash — They're killing inconvenience
Financial services offerings might include text-based payments and P2P platforms.
Agentic AI: An executive blueprint for transforming commerce in a decentralized era
This strategic approach will reduce friction and enhance privacy for customers demanding what's next from future-proofed banks.
The rapidly expanding benefits of instant payments
Consumer and business use cases are vast and growing, from sweeping funds across accounts, capturing routing cost savings and honoring real-time gig-worker expenses.
What your payments data isn't telling you — yet
Plus, delays with payment modernization can cost you in operational readiness, fraud prevention and long-term strategy.