BAI Executive Report

Unlocking value through technology optimization


Download now!

All fields required.

In our May BAI Executive Report: Unlocking value through technology optimization, we dip into several departments and business lines facing decisions on both routine and strategic upgrades, from your core to what’s next for BaaS, personnel flexibility, agility in the defense against fraud and more.
Our research tells us that across banking, leadership prioritization on operational efficiency tops the focus this year and likely beyond. That extends to technology budgets. With that in mind, our issue looked to strike a balance between smart resource use and the momentum demanded of a dynamic financial services industry that can’t afford to stand still.

Articles in this report include:

From siloed to strategic technology: Spending priorities target efficiencies and competitive differentiation
Facing economic pressure and rising customer expectations, banks need an approach that unifies systems, elevates experiences and boosts ROI.

Should BaaS still be outsourced?
Sourcing Banking-as-a-Service with partners or from within largely depends on tech capabilities and risk appetite. Regardless, banking leaders must own the strategy from start to finish.

How AI can reframe banking’s speed vs. safety debate
Financial institutions might lean more on artificial intelligence to help keep fraudsters out and ease access for legitimate customers.

Maximizing branch network efficiency
Advanced analytics and automation streamline operations in a changing banking landscape.

The transformative power of generative AI in lending
Across credit approvals, covenant checking, KYC and more, gen AI reduces errors, captures cost savings and lifts human productivity.

Rethinking your digital strategy from the outside in
Data-centric processes promote instant decisioning. Customers will notice smoother onboarding without sacrificing expertise and care.

Smaller banks can tap this short list to loom large in a competitive market
Think tech agility, deposit innovation and consumer confidence.

6 ways to create an intuitive, secure and engaging accountholder experience
Start with an honest assessment of your digital banking platform’s tools, capabilities and services.


Download and share this issue as you and your teams explore the best technology plan to future-proof your organization.