BAI Featured Innovation
Lowering cost of funds in a high-rate environment
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As financial institutions face persistently high interest rates, managing the cost of funds has become paramount. To counter, banks and credit unions must balance offering competitive deposit rates to attract customers while maintaining profitability.
Rethinking deposit gathering with innovative and nimble strategies, institutions can strengthen liquidity while lowering the cost of funds by:
- Building scalable and diversified deposit channels
- Maximizing cross-selling opportunities
- Optimizing digital marketing acquisition
- Enhancing customer retention
Download this strategic guide from MANTL to unlock a deeper understanding of lowering the cost of funds in a high-rate environment.
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