BAI Webinar

Increased importance of state regulatory oversight with federal deregulation


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DATE: July 31, 2025
TIME: 1:00 - 2:00 PM CT

Federal deregulation in the financial services sector has been a hot topic since the new administration took office. The CFPB and other regulators have announced changes in their approach to enforcement and have signaled more changes ahead.

In response, individual states have taken up new legislation to address what they perceive as gaps. As soon as this year, states could create a patchwork of new regulations covering data privacy, consumer protection, lending, AI and more.

How can financial institutions manage this growing complexity?

In this webinar, Steven Ramirez, CEO of Beyond the Arc, will discuss possible federal changes and anticipated state responses. Most importantly, he will share strategies and resources to stay informed and resilient.

Key discussion topics include:

  • How federal oversight could change (CFPB rules being repealed, "Big Beautiful Bill provisions", etc.)
  • The latest developments on key topics including data privacy, consumer protection, lending and AI
  • Resources to monitor state-level activity

PRESENTER:

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Steven Ramirez
CEO
Beyond the Arc

Steven Ramirez is the CEO of Beyond the Arc. He is a strategic advisor with over twenty years of experience working with technology, fintech, and financial services companies.

Steven is a popular industry analyst, writer, and speaker in financial services and fintech. His insights have appeared in BAI Banking Strategies, American Banker, Financial Brand, and other industry publications. Steven earned his BA and MBA from the University of California, Berkeley.