BAI Webinar

Underwriting efficiencies: Changes to the Ability-to-Repay and Qualified Mortgage Rule

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RECORDED: November 3, 2022
TIME: 1:00 - 2:00 PM CT

Is your financial institution aware of the changes to the Ability-to-Repay/Qualified Mortgage (ATR/QM) Rule that took effect October 1? These time-saving changes simplified the QM definition and allow you to make your underwriting process more efficient.

This complimentary BAI webinar will cover:

  • The Ability-to-Repay and Qualified Mortgage options, including the types of Qualified Mortgages, and the consider and verify standards
  • The Seasoned Qualified Mortgage, where a loan not eligible as a Qualified Mortgage may later qualify for Qualified Mortgage status
  • Changes you should make now, if you haven’t already, to increase efficiency

This webinar has been approved for 1.25 CRCM credits



Tracy Bush, CRCM
Senior Manager
Wipfli LLP

As a key member of the Wipfli’s Financial Services Regulatory Compliance team, Tracy has more than 20 years of financial institution experience, including a strong background in compliance and Bank Secrecy Act (BSA)/Anti-Money Laundering (AML), as well as lending, deposit and teller operations. This experience has allowed Tracy to develop strong advisory, training and leadership skills. She has designed, implemented, and monitored full-scope, risk-based compliance and BSA programs. Tracy has a deep understanding of the issues facing financial institutions and is able to provide meaningful insight and recommendations.