BAI Webinar

Balance sheet management: Maximizing liquidity with reciprocal deposits

RECORDED: May 5, 2021
TIME: 1:00 - 1:45 PM CT

In addition to effective governance, organizational structure and planning, managing a balance sheet involves many other functions, including embracing long-term strategic and shorter-term plans that adhere to rigorous compliance and regulatory requirements.

Join us for this complimentary BAI webinar to learn how reciprocal deposits have emerged not only as an additional cost-effective tool to secure uninsured deposits alongside FHLB letter of credit and pledging collateral, but also as a means for improving “liquidity at the ready.”

Key takeaways:

  • Learn how to navigate the recent regulatory changes that make the deposit market more attractive to banks, including the Financial Reform Bill of 2018 (The Crapo Bill) and the recent changes to the FDIC Brokered Deposit Rule, effective April 1, 2021.
  • Discover how to boost deposit growth and local lending with a cost-effective balance sheet management strategy.
  • Hear how your bank can thrive by better serving your entire customer base, even public funds, with millions in FDIC insurance while funding your balance sheet with attractive non-brokered deposits.


Tom Nelson
Chief Investment Officer
R&T Deposit Solutions

Tom Nelson is an EVP and the Chief Investment Officer for Reich & Tang. He is responsible for overseeing the firm’s FDIC insured programs, sales growth strategy, and product development initiatives. He is a frequent industry speaker throughout the bank, trust, and brokerage spaces discussing the impact of regulatory changes, bank funding and FDIC insured investment strategies. Tom has a long history of expertise in the industry that include senior positions at Institutional Deposits Corp., SunGard’s STN Money markets, ICAP Capital Markets, and Head of the Short-Term Asset Portfolio Management Group at Chase Asset Management. Tom received a B.A. in Economics from Duke University.